Have you ever wondered how to cut down what you pay as premium to insurers every year? Or maybe you have the thought of paying less premium without canceling your policies? Do you want me to show you ways to beat your insurers to their game and get more for less? Most of the time accountants talk about minimizing costs and maximizing profits, do you know that you can actually lower your insurance cost by over 50% and in turn raise you benefit to 50%+ too? Do you want to apply it to your insurance cover? If you answers to these questions is Yes, then this blog is written for you! Now that you are excited – hopefully, I’m going to share some best-kept secrets with you that will blow your mind and make your insurance officer look like a clown! That’s it, like a clown – the tips are as follows:
- Negotiate! Negotiate!! Negotiate!!!
- Get variety of quotes
- Combine, Split or reduce your cover
- Reduce the occurrence of a loss
- Ask for Fire Extinguisher Appliance (FEA) Discount
- Ask for First Loss Discount
- Ask for Stock Declaration Discount
- Ask for Group/Fleet Discount
- Ask for increased voluntary excess (deductibles)
- Ask for No claim discount (NCD)
- Ask for Long Term Agreement (LTA) Discount
- Contract a broker
I’ll share the secrets with you soon. Watch out…..see http://johnny2008-insurance.blogspot.com/
